DISCLOSURES UNDER SEBI(INVESTMENT ADVISERS), REGULATIONS 2013

It's primary objective is to generate returns which is adequate to compensate for risk taken while investing in equities. It invest in well researched companies across the sprectrum but weightage is tilled towards large & mid cap.

LICENSE

I am registered INVESTMENT ADVISER with SEBI vide registration number is INA000007933

BUSINESS ACTIVITIY

I am primarily engaged in equity research and investment advisory services on fee only basis

DISCIPLINARY HISTORY

I have no outstanding financial litigation(s) against me and no material action has taken against me by any regulator

DISCLOSURE WITH REGARDS TO RECEIPT OF COMPENSATION

I don't accept any referral fee or commission in the event of client availing services of any organisation or from professional reffered by me against specific query or with whom I may collaborate for specialized services with clients explicit consent

CONFIDENTIALITY OF CLIENT INFORMATION

I don't divulge any confidential information and/or documents of my clients, which I became aware of collect during the engagement process, without taking prior permission from clients, except where such disclosures are required to made in compliance with any law for the time being in force.

TERMS & CONDITION OF SERVICE

I charge fees for my services in the manner as specified and permitted by SEBI. The fees depends on the nature, scope and complexity of services to be provided, will be specified in the "Agreement of Engagement of Advisory Services" along with applicable terms and conditions. A copy of the agreement, along with further information as necessary to help clients take an informed decision on whether or not to avail my services.

The agreement of engagement has to be compulsorily executed and fees paid in advance(to the extend as permitted by SEBI) prior to commencement of engagement.

MY HOLDINGS & POSITIONS IN FINANCIAL PRODUCTS AND/SERVICES

I do hold financial assets in my name and family but will always endeavour that my positions are not in contrary to advise render by me.

However during fifteen days of advise if my opinion that situation has changed then I may enter into such transations in my own account after giving revised assesement to clients at atleast 24 hours in advance of entering into such transations.

GRIEVANCE REDRESSAL PROCEDURE

In case of any grievance/complaint, please contact, RAJIV SHAH(PROPRIETOR OF RMS INVESTMENTS) using any of following methods: Call: 91 22 23434674

Send an email to rmsinvestments@outlook.com

Visit me at office address
r. no. k1 67/69 dada manzil mohammad ali road Mumbai-3

In case you are not satisfied with our response you can lodge your grievance with SEBI at http://scores.sebi.gov.in. Scores may be accessed SCORES mobile application as well, same can be downloaded from below link: https://play.google.com/store/apps/details?id=com.ionicframework.sebi236330

. You may also access the new common Online Dispute Resolution portal("ODR Portal") which harness conciliation and online arbitration for resolution of disputes arising in the Indian Securities market here : - https://smartodr.in/*. or you may also write to SEBI at below mentioned address:

Plot no. C 4-A, GBLOCK, Near Bank of india Bandra kurla complex Bandra(e) MUMBAI-51

Investor Charter

Investor Charter in respect of Investment Adviser (IA)

A. Vision and Mission Statements for investors

• Vision – Invest with knowledge & safety.
• Mission – Every investor should be able to invest in right investment products based on their needs, manage and monitor them to meet their goals, access reports and enjoy financial wellness.

B. Details of business transacted by the Investment Adviser with respect to the investors

• To enter into an agreement with the client providing all details including fee details, aspect of conflict of interest disclosure and maintaining confidentiality of information.
• To do a proper and unbiased risk – profiling and suitability assessment of the client
• To obtain registration with Know Your Client Registration Agency (KRA) and Central Know Your Customer Registry (CKYC).
• To conduct audit annually.
• To disclose the status of complaints in its website.
• To disclose the name, proprietor name, type of registration, registration number, validity, complete address with telephone numbers and associated SEBI regional/local Office details in its website.
• To employ only qualified and certified employees.
• To deal with clients only from official number
• To maintain records of interactions, with all clients including prospective clients (prior to onboarding), where any conversation related to advice has taken place.

C.Details of services provided to investors (No Indicative Timelines)

• Onboarding of Clients
• 1. Sharing of agreement copy
  2. Completing KYC of clients
• Onboarding of Clients
• 1. To provide full disclosure about its business, affiliations, compensation in the agreement.
  2. To not access client’s accounts or holdings for offering advice.
  3. To disclose the risk profile to the client.
  4. To provide investment advice to the client based on the risk-profiling of the clients and suitability of the client.

D. Details of grievance redressal mechanism and how to access it

1. 1. In case of any grievance / complaint, an investor should approach the concerned Investment Adviser and shall ensure that the grievance is resolved within 30 days.
2. 2. If the investor’s complaint is not redressed satisfactorily, one may lodge a complaint with SEBI on SEBI’s 'SCORES' portal which is a centralized web based complaints redressal system. SEBI takes up the complaints registered via SCORES with the concerned intermediary for timely redressal. SCORES facilitates tracking the status of the complaint. http://scores.sebi.gov.in or on there mobile app which can be downloaded from app store or from link given in there website or you can register for online dispute resolution at https://smartodr.in/.
3. 3. With regard to physical complaints, investors may send their complaints to: Office of Investor assistance and Education, Securities and Exchange Board of India, SEBI Bhavan, Plot No. C4-A, ‘G’ Block, Bandra-kurla Complex, Bandra (E), Mumbai – 400 051 or you can register your complain On online Resolution of Disputes in the Indian Securities Market. A common ODR portal which harness conciliation and online arbitration for resolution of disputes arising in the indian securities market has been established. ODR portal can be accessed via the following link - https://smartodr.in/.

Expectations from the investors (Responsibilities of investors)

  Do's

1. Always deal with SEBI registered Investment Advisers.
2. Ensure that the Investment Adviser has a valid registration certificate.
3. Check for SEBI registration number. Please refer to the list of all SEBI registered Investment advisers which is available on SEBI website in the following link
4. Pay only advisory fees to your Investment Adviser. Make payments of advisory fees through banking channels only and maintain duly signed receipts mentioning the details of your payments.
5. Always ask for your risk profiling before accepting investment advice. Insist that Investment Adviser provides advisory strictly on the basis of your risk profiling and take into account available investment alternatives.
6. Ask all relevant questions and clear your doubts with your Investment Adviser before acting on advice.
7. Assess the risk–return profile of the investment as well as the liquidity and safety aspects before making investments.
8. Insist on getting the terms and conditions in writing duly signed and stamped. Read these terms and conditions carefully particularly regarding advisory fees, advisory plans, category of recommendations etc. before dealing with any Investment Adviser.
9. Be vigilant in your transactions.
10. Approach the appropriate authorities for redressal of your doubts / grievances.
11. Inform SEBI about Investment Advisers offering assured or guaranteed returns.

  •Don’ts

1. Don’t fall for stock tips offered under the pretext of investment advice.
2. Do not provide funds for investment to the Investment Adviser.
3. Don’t fall for the promise of indicative or exorbitant or assured returns by the Investment advisers. Don’t let greed overcome rational investment decisions.
4. Don’t fall prey to luring advertisements or market rumors.
5. Avoid doing transactions only on the basis of phone calls or messages from any Investment adviser or its representatives.
6. Don’t take decisions just because of repeated messages and calls by Investment Advisers.
7. Do not fall prey to limited period discount or other incentive, gifts, etc. offered by Investment advisers.
8. Don’t rush into making investments that do not match your risk taking appetite and investment goals.
9. Do not share login credential and password of your trading and demat accounts with the Investment Adviser.